Please read these terms carefully before using our services
Welcome to MT SWIFT ("we," "our," or "us"). By accessing or using our Banking-as-a-Service (BaaS) platform at mtswift.com (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.
MT SWIFT provides a Banking-as-a-Service platform that enables businesses to integrate banking features into their applications. Our services are powered by Unit.co, a licensed banking-as-a-service provider. Banking services are provided by Unit's partner banks.
To use our Service, you must:
To access certain features of our Service, you must register for an account. You agree to:
We are required by law to verify your identity. You agree to provide all information and documentation necessary for identity verification, including but not limited to:
You may use our Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:
The following activities are strictly prohibited:
Certain features of our Service may require payment of fees. All fees are described in our pricing documentation and are subject to change with 30 days' notice.
You authorize us to charge your designated payment method for all fees incurred. All fees are non-refundable unless otherwise stated.
We may impose transaction limits on your account based on various factors including verification status, transaction history, and risk assessment.
Banking services are provided by our partner banks through Unit.co. Deposits are FDIC insured up to applicable limits when placed at FDIC-insured banks. Additional terms and conditions from our partner banks may apply.
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
The Service and its entire contents, features, and functionality are owned by MT SWIFT and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, MT SWIFT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
You agree to indemnify, defend, and hold harmless MT SWIFT, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising out of or related to your use of the Service or violation of these Terms.
You may terminate your account at any time by contacting our support team. You remain responsible for all fees incurred prior to termination.
We reserve the right to suspend or terminate your account at any time for any reason, including but not limited to:
In the event of any dispute, you agree to first contact us to attempt to resolve the dispute informally.
If the dispute cannot be resolved informally, any dispute arising out of or relating to these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
You agree that any arbitration or proceeding shall be limited to the dispute between you and MT SWIFT individually. You waive any right to participate in a class action lawsuit or class-wide arbitration.
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Service after such modifications constitutes your acceptance of the updated Terms.
If you have any questions about these Terms, please contact us:
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
These Terms, together with our Privacy Policy and any other legal notices published by us on the Service, constitute the entire agreement between you and MT SWIFT concerning the Service.